Can I Use My Super to Pay for a Hair Transplant in Australia?
Hair loss can have a significant impact on self-esteem, confidence, and overall mental wellbeing. For many Australians, a hair transplant offers not just aesthetic benefits, but emotional and psychological relief. However, the cost of hair transplant surgery can be a major barrier. If you’re wondering whether you can use your superannuation to pay for a hair transplant, the answer may be yes — and Release My Super is here to help make it happen.
Using Super for Hair Transplant Surgery: What You Need to Know
In Australia, it’s possible to access your super early on compassionate grounds to cover out-of-pocket medical expenses, including certain cosmetic surgeries like hair transplants — provided you meet the eligibility criteria set by the Australian Taxation Office (ATO).
At Release My Super, we specialise in helping individuals navigate this process, making it faster, easier, and less stressful.
When Can You Access Super for Hair Transplant Procedures?
To be approved for early access to your super for a hair transplant, the ATO requires that the treatment:
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Is deemed medically necessary (not purely cosmetic)
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Is not covered by Medicare
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Has supporting evidence from your treating practitioner and a registered specialist
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Is needed to alleviate a serious condition, including the mental health impacts of hair loss
If your hair loss is causing psychological distress, anxiety, or depression, and a medical professional confirms this, you may be eligible.
How Release My Super Helps
We take the complexity out of the process. Here’s what we do:
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Liaise with your clinic and doctors to gather the required documentation
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Prepare and submit your application to the ATO
- Liaises with your Superfund and lodge the final application.
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Support you every step of the way with a dedicated case manager
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Help you get approved in as little as two weeks – significantly faster than many competitors
Whether you’re working with a hair restoration clinic or still exploring your options, our team can guide you through the next steps.
Why Use Super for Hair Transplant Treatment?
Hair transplants in Australia can range from $5,000 to over $20,000, depending on the clinic and the extent of the treatment. For many, this cost is out of reach without financial assistance. Early release of super offers a way to:
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Get the treatment you need without delay
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Avoid taking out high-interest loans or credit
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Address the mental health impact of hair loss
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Invest in your confidence and quality of life
Choose a Trusted Partner
At Release My Super, we’re committed to compassionate, client-first service. We’ve helped thousands of Australians fund their medical and mental health treatments through early super release — including hair transplant surgery.
We partner with leading hair clinics and understand exactly what’s needed to get your application approved smoothly and efficiently.
Ready to Check Your Eligibility?
If you’re considering a hair transplant and want to know whether you qualify for early access to your super, we can help you find out — fast.
✅ It’s 100% confidential
✅ No cost to check eligibility
✅ Fast turnaround, often under two weeks
